• Trading at 14.2× trailing earnings (8.9× forward)
• Moderate ROE at 13.2%
• Leverage not reported
• No dividend data
• Operating margin 32.0% · Net margin 19.6%
• Profit growth +201.90% YoY · Beta 0.40
Employees: 26,555
Latest quarter · Jun 2026
₹ Cr
Jun 2026
QoQ
YoY
Revenue
1,443
+3.07%
+27.25%
Operating Profit
—
—
—
Net Profit
317
+12.41%
+281.93%
EPS (₹)
1.60
+11.89%
+272.09%
OPM —% · Net margin 21.9% · prev quarter OPM —%
Shareholding Pattern
Numbers in percentages · Source: NSE
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Promoters
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
FIIs▼0.42
20.63%
17.88%
19.51%
19.56%
17.04%
15.45%
17.23%
16.81%
DIIs▲2.32
6.50%
6.57%
8.47%
16.83%
20.13%
28.68%
31.13%
33.45%
Government
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Public▼1.90
72.87%
75.55%
72.02%
63.62%
62.82%
55.87%
51.64%
49.74%
No. of Shareholders
10,68,325
11,38,626
11,24,090
9,84,265
9,37,143
8,40,960
7,87,997
7,67,649
* N
Who is buying / selling · last 12 months (NSE)
Date
Party
Type
Side
Qty
Price
5 Dec 25
Ashim Sarkar
Insider · -
Buy
1,22,257
₹28.31
5 Dec 25
Martin Pampilly S
Insider · -
Buy
75,214
₹30.01
5 Dec 25
Joshua Raja R
Insider · -
Buy
77,603
₹24.55
26 Nov 25
Joshua Raja R
Insider · -
Sell
32,500
₹55.00
28 Oct 25
Abdul Hameed Chaman
Insider · -
Sell
50,001
₹53.89
19 Sept 25
John Christy A
Insider · -
Sell
45,000
₹45.52
19 Sept 25
John Christy A
Insider · -
Buy
11,093
₹35.00
Insider rows show holding change 0.00% → 0.00% for the latest filing.
About the company
From latest AR & concall
Reading the latest annual report and earnings call… (1–3 min on first visit)
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits, as well as two wheeler loan. The company's loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such as two-wheeler loan, electric three-wheeler loan, and dealer trade advance; micro loans, including group and individual loans; agricultural loans; micro, small, and medium enterprises loans and overdrafts; and gold and staff loans. In addition, it provides mobile, personal net, SMS and missed call, phone, video, and WhatsApp banking; ATMs and cash deposit machines; statements services; life, health, and general insurances; credit and debit cards; and safe deposit lockers. Additionally, the company is involved in retail forex and trade services. Ujjivan Small Finance Bank Limited was incorporated in 2016 and is headquartered in Bengaluru, India.
