• Trading at 33.2× trailing earnings (12.6× forward)
• Moderate ROE at 5.3%
• Leverage not reported
• Modest dividend yield of 0.29%
• Operating margin 20.8% · Net margin 9.1%
• Profit growth +116.40% YoY · Beta 0.54
Employees: 43,059
Latest quarter · Jun 2026
₹ Cr
Jun 2026
QoQ
YoY
Revenue
8,284
+13.37%
+21.77%
Operating Profit
—
—
—
Net Profit
1,148
+246.83%
+287.84%
EPS (₹)
1.32
+247.37%
+230.00%
OPM —% · Net margin 13.9% · prev quarter OPM —%
Shareholding Pattern
Numbers in percentages · Source: NSE
Aug 2025
Aug 2025
Sept 2025
Oct 2025
Oct 2025
Dec 2025
Mar 2026
Jun 2026
Promoters
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
FIIs▼0.42
24.53%
24.28%
24.63%
32.15%
35.60%
36.75%
36.52%
36.10%
DIIs▲1.63
23.72%
24.04%
24.32%
21.90%
20.78%
22.39%
22.74%
24.37%
Government▼0.01
9.15%
9.15%
9.14%
8.23%
7.81%
7.81%
7.80%
7.79%
Public▼1.20
42.60%
42.53%
41.90%
37.73%
35.81%
33.05%
32.94%
31.74%
No. of Shareholders
30,93,056
30,87,373
30,40,715
30,40,716
30,40,717
28,65,887
28,90,403
27,89,803
* 1) Pursuant to the Scheme of Amalgamation between IDFC Financial Holding Company Limited, IDFC Limited and IDFC FIRST Bank Limited; IDFC FHCL and IDFC Limited, promoters of the Bank have stood dissolved without winding up from the Effective date i.e. October 01, 2024. 2) The voting rights on the shares will be as per the provisions of Banking Regulation Act, 1949, as amended from time to time. 3) Rukmani Social Welfare Trust is a Trust set up and managed by Mr. V. Vaidyanathan, MD & CEO of Bank, where he is a Trustee. The Trust undertakes only philanthropic activities.
Who is buying / selling · last 12 months (NSE)
Date
Party
Type
Side
Qty
Price
27 Nov 25
Rukmani Social Welfare Trust
Insider · -
Sell
6,25,000
₹80.39
3 Nov 25
Rukmani Social Welfare Trust
Insider · -
Sell
6,36,000
₹78.70
8 Oct 25
Goldman Sachs (Singapore) Pte - Odi
Block deal
SELL
1,10,00,000
₹72.45
8 Oct 25
Goldman Sachs Bank Europe Se - Odi
Block deal
BUY
1,10,00,000
₹72.45
7 Oct 25
Goldman Sachs (Singapore) Pte - Odi
Block deal
SELL
1,10,00,000
₹71.75
7 Oct 25
Goldman Sachs Bank Europe Se - Odi
Block deal
BUY
1,10,00,000
₹71.75
Insider rows show holding change 0.05% → 0.04% for the latest filing.
About the company
From latest AR & concall
Reading the latest annual report and earnings call… (1–3 min on first visit)
IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps. It also provides retail lending solutions, such as home loans, vehicle loans, consumer loans, education loans, personal loans, used car loans, gold loans, rural finance, and tractor finance; SME lending solutions that consist of loan against property, business banking, working capital loans, commercial vehicle loans, micro enterprise loans, trade advance, and startup banking; CASA and fixed deposits, which include current accounts, savings accounts, fixed deposits, nostro/vostro accounts, overdrafts, corporate salary accounts, accounts for ONDC, and escrow account; and NRI Banking that comprises NRE accounts, NRO accounts, seafarer accounts, FCNR deposits, and NRE/NRO deposits. In addition, the company offers wealth management and distribution solutions, including distribution of life insurance, general insurance, credit shield, health insurance, mutual funds, and AIFs; credit cards; and FASTag, such as tag issuer, toll acquirer, toll, parking, and fuel solutions. Further, it provides trade finance solutions that consist of letters of credit and discounting, bank guarantee, buyer's credit/SBLC, parking credit in foreign currency and INR, remittances, and pre and post shipment finance; supply chain financing; and transaction banking and CMS solutions. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is based in Mumbai, India.
