City Union Bank Limited
Quick Take
- • Trading at 16.7× trailing earnings (12.2× forward)
- • Moderate ROE at 13.3%
- • Leverage not reported
- • Modest dividend yield of 0.85%
- • Operating margin 51.0% · Net margin 37.8%
- • Profit growth +25.20% YoY · Beta 0.36
Latest quarter · Jun 2026
| ₹ Cr | Jun 2026 | QoQ | YoY |
|---|---|---|---|
| Revenue | 1,064 | -1.12% | +24.88% |
| Operating Profit | — | — | — |
| Net Profit | 383 | +6.39% | +32.99% |
| EPS (₹) | 3.85 | +6.35% | — |
Shareholding Pattern
| Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| FIIs▼4.72 | 26.01% | 27.44% | 28.03% | 27.38% | 25.96% | 23.49% | 23.37% | 18.65% |
| DIIs▲4.11 | 33.57% | 33.58% | 33.07% | 35.23% | 36.75% | 40.24% | 40.74% | 44.85% |
| Government | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public▲0.61 | 40.43% | 38.98% | 38.90% | 37.39% | 37.29% | 36.27% | 35.89% | 36.50% |
| No. of Shareholders | 2,34,222 | 2,28,001 | 2,23,585 | 2,10,298 | 2,09,805 | 2,15,430 | 2,07,495 | 2,15,181 |
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About the company
From latest AR & concallCity Union Bank Limited provides various banking products and services in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, desire, and income tax saver deposits; personal, gold, agricultural, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loans against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, FX retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bonds; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes. It also provides tech products and services, such as net/online and mobile banking; cash and wealth management; electronic fund transfer; green pins; wallet; point of sale; and automated teller machines, as well as demat, bill payment, GST and tax payments, and digital signature services. In addition, the company offers payments to government, including online taxes and electricity bill payment; agri related information, academic, and kiosk services; and safe deposit locker facilities, 24/7 customer care, value added services, and account aggregator services. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in December 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.
