Cholamandalam Financial Holdings Limited
Quick Take
- • Trading at 10.6× trailing earnings (7.9× forward)
- • Strong ROE at 17.3%
- • Leveraged balance sheet (D/E 6.23)
- • Modest dividend yield of 0.09%
- • Operating margin 38.8% · Net margin 11.9%
- • Profit growth +39.30% YoY · Beta 0.40
Latest quarter · Jun 2026
| ₹ Cr | Jun 2026 | QoQ | YoY |
|---|---|---|---|
| Revenue | 11,385 | +5.02% | +19.84% |
| Operating Profit | 2,045 | -1.21% | +45.34% |
| Net Profit | 806 | +17.32% | +39.45% |
| EPS (₹) | 42.92 | +17.30% | +39.31% |
About the company
From latest AR & concallCholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financing, Insurance, and Others segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, gold loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including motor, property and casualty, health, accident, fire and engineering, crop, marine, and travel insurance, as well as reinsurance. It serves first-time borrowers, new to credit customers, and individuals, as well as corporates, small, micro, medium enterprises. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.
