Central Bank of India
Quick Take
- • Trading at 6.3× trailing earnings
- • Moderate ROE at 11.6%
- • Leverage not reported
- • Attractive dividend yield of 4.37%
- • Operating margin 39.7% · Net margin 27.8%
- • Profit growth +2.80% YoY · Beta 0.37
Latest quarter · Jun 2026
| ₹ Cr | Jun 2026 | QoQ | YoY |
|---|---|---|---|
| Revenue | 4,920 | -5.07% | -4.26% |
| Operating Profit | — | — | — |
| Net Profit | 1,323 | +77.35% | +19.73% |
| EPS (₹) | 1.46 | +78.05% | +14.96% |
Shareholding Pattern
| Mar 2025 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | May 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Promoters | 89.27% | 89.27% | 89.27% | 89.27% | 89.27% | 89.27% | 81.19% | 81.19% |
| FIIs▲0.09 | 1.26% | 1.27% | 0.96% | 0.87% | 0.84% | 0.75% | 0.84% | 0.93% |
| DIIs▲0.13 | 5.87% | 5.87% | 5.07% | 4.87% | 4.83% | 4.82% | 10.81% | 10.94% |
| Government | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public▼0.21 | 3.60% | 3.58% | 4.70% | 4.98% | 5.05% | 5.16% | 7.15% | 6.94% |
| No. of Shareholders | 6,79,352 | 6,79,105 | 7,18,928 | 7,21,272 | 7,19,939 | 7,14,547 | 7,32,031 | 7,44,225 |
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About the company
From latest AR & concallCentral Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, recurring deposit schemes, and small saving scheme; and loans, including housing, vehicle, property, personal, pensioner, education, and agricultural, as well as micro small and medium enterprises loans. It also provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, mobile and Internet banking, and ATM services. In addition, the company offers corporate loans, such as project finance, infrastructure funding, financing to infrastructure investment trusts, short term corporate loans, advances, working capital facilities, line of credit, export finance, foreign currency loan, bills purchase/discount/negotiation facilities, non-fund based facilities, and facilities to other industries. Further, the company sells and distributes life, general, and health insurance products, including unit linked, whole life, children, money back, endowment, pension, health, property, personal, fire, burglary, engineering, motor, package, travel, and group insurance products, as well as protection and retirement solutions. It operates through a network of branches, ATMs, satellite offices, and an extension counter. Central Bank of India has a strategic co lending partnership with IIFL Home Finance Limited to offer SME LAP loan products under priority sector to MSME borrowers. Central Bank of India was incorporated in 1911 and is headquartered in Mumbai, India
