Bajaj Finserv Limited
Quick Take
- • Trading at 29.3× trailing earnings (19.5× forward)
- • Moderate ROE at 13.0%
- • Leveraged balance sheet (D/E 2.56)
- • Modest dividend yield of 0.07%
- • Operating margin 40.2% · Net margin 6.5%
- • Profit growth +12.70% YoY · Beta 0.37
Latest quarter · Jun 2026
| ₹ Cr | Jun 2026 | QoQ | YoY |
|---|---|---|---|
| Revenue | 36,859 | +10.08% | +21.92% |
| Operating Profit | 16,766 | +17.91% | +19.66% |
| Net Profit | 3,132 | +23.36% | +12.30% |
| EPS (₹) | 19.49 | +23.35% | +12.66% |
About the company
From latest AR & concallBajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, home, business, gold, loan for doctors and lawyers; loan against properties, securities, car, fixed deposit, insurance policy, mutual funds, and shares; unsecured and secured loans to small and medium-sized enterprises; two- and three-wheeler loans; used car and tractor loan; financing for products, such as consumer electronics, digital, furniture, e-commerce purchases and retail spends; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, stock trading, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and credit cards. In addition, it owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.
