AU Small Finance Bank Limited
Quick Take
- • Trading at 28.1× trailing earnings (17.5× forward)
- • Moderate ROE at 14.3%
- • Leverage not reported
- • Modest dividend yield of 0.10%
- • Operating margin 35.3% · Net margin 25.6%
- • Profit growth +35.10% YoY · Beta 0.56
Latest quarter · Jun 2026
| ₹ Cr | Jun 2026 | QoQ | YoY |
|---|---|---|---|
| Revenue | 3,385 | +2.17% | +18.56% |
| Operating Profit | — | — | — |
| Net Profit | 796 | -4.33% | +57.94% |
| EPS (₹) | 10.51 | -4.54% | +55.70% |
About the company
From latest AR & concallAU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It offers savings, NRI, corporate salary, senior citizen, women and family, minor, current, premium banking, special offerings, RERA and escrow, collection, share capital and dividend, EXIM, institution current, government banking, Forex, SNRR, and grouping of business and personal accounts; and fixed, recurring, FCNR, and green fixed deposits. The company also provides home, car, commercial vehicle and equipment, gold, personal, two-wheeler, tractor, micro business, working capital, term, commercial vehicle, and tractor loans; loan secured by vehicle, and against FD and property; supply chain finance, renewables funding, real estate funding and project finance, and NBFC and startup funding; and trade finance, such as letter of credit, bank guarantees, buyer's credit, export credit, and Forex and hedging solutions. In addition, it offers cards and payments, including debit and credit cards, ATM and micro-ATM, UPI/Scan and Pay, fund transfer, doorstep banking, international payments, bill pay, mobile recharge, FASTag, and tax payments; AU 0101 and AU 0101 Business applications; and wealth products comprising mutual funds, ASBA/IPO, PMS/AIF/Bonds, and 3-in-1 trading and demat accounts. Further, the company provides life, health, and general insurance; and locker products. It serves urban, semi-urban, and rural markets, as well as salaried and self-employed individuals, small businesses, merchants, women entrepreneurs, farmers, micro-enterprises, and emerging affluent households. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Mumbai, India.
