Aavas Financiers Limited
Quick Take
- • Trading at 14.9× trailing earnings (11.2× forward)
- • Moderate ROE at 13.6%
- • Leveraged balance sheet (D/E 3.11)
- • No dividend data
- • Operating margin 54.5% · Net margin 42.5%
- • Profit growth +23.30% YoY · Beta 0.53
Latest quarter · Jun 2026
| ₹ Cr | Jun 2026 | QoQ | YoY |
|---|---|---|---|
| Revenue | 642 | +2.39% | +12.24% |
| Operating Profit | 177 | +9.26% | +22.92% |
| Net Profit | 171 | -6.04% | +23.02% |
| EPS (₹) | 21.51 | -5.58% | +23.27% |
Shareholding Pattern
| Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Promoters | 26.47% | 26.47% | 26.47% | 48.96% | 48.96% | 48.95% | 48.88% | 48.88% |
| FIIs▼0.47 | 35.50% | 33.97% | 29.67% | 29.77% | 25.88% | 24.72% | 16.74% | 16.27% |
| DIIs▲0.01 | 25.56% | 25.69% | 10.75% | 11.51% | 14.14% | 14.29% | 22.14% | 22.15% |
| Government | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public▲0.45 | 12.47% | 13.87% | 33.11% | 9.75% | 11.02% | 12.04% | 12.24% | 12.69% |
| No. of Shareholders | 1,44,452 | 1,47,894 | 1,32,792 | 1,21,862 | 1,22,052 | 1,20,695 | 1,17,980 | 1,13,498 |
* In Table III sub clause 4(m) any other (specify), we have considered such employees who are holding shares of the company and have outstanding ESOP grants as on June 30 2026. Further no. of outstanding ESOP grants includes grants of such employees who does not hold shares of the company as on June 30, 2026.
| Date | Party | Type | Side | Qty | Price |
|---|---|---|---|---|---|
| 1 Apr 26 | Ghanshyam Rawat | Insider · Employees/Designated Employees | Sell | 4,000 | ₹1,079.63 |
| 14 Jan 26 | Hdfc Mutual Fund | Bulk deal | BUY | 19,50,531 | ₹1,440.00 |
| 14 Jan 26 | Small Cap World Fund Inc | Bulk deal | SELL | 19,64,024 | ₹1,440.00 |
| 9 Dec 25 | Ghanshyam Rawat | Insider · Employees/Designated Employees | Sell | 25,000 | — |
About the company
From latest AR & concallAavas Financiers Limited provides housing finance services to low- and middle-income customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows; home construction loans for residential houses; resale property purchase loans, and home improvement loans, including loans for tiling or flooring, plaster or painting, etc. It also provides loans against property; micro, small, and medium enterprise loans; and home loan balance transfer, as well as cash salaried plus loans and small ticket size loans. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in May 2017. Aavas Financiers Limited was incorporated in 2011 and is based in Jaipur, India.
