Ujjivan Small Finance Bank Limited share price
NSE: UJJIVANSFB · ISIN INE551W01018
Key numbers
- Market cap
- ₹ 12,625 Cr
- Current price
- ₹ 64.71
- 52-week high / low
- ₹ 74 / 44
- Stock P/E
- 14.1
- Book value
- ₹ 35.1
- Dividend yield
- 0.00%
- ROCE
- 46.1%
- ROE
- 10.7%
- Debt to equity
- 0.36
- Sales growth (3 yrs)
- 14.3%
- Profit growth (3 yrs)
- -13.7%
- 1-year return
- 43.8%
About Ujjivan Small Finance Bank Limited
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits, as well as two wheeler loan. The company's loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such as two-wheeler loan, electric three-wheeler loan, and dealer trade advance; micro loans, including group and individual loans; agricultural loans; micro, small, and medium enterprises loans and overdrafts; and gold and staff loans. In addition, it provides mobile, personal net, SMS and missed call, phone, video, and WhatsApp banking; ATMs and cash deposit machines; statements services; life, health, and general insurances; credit and debit cards; and safe deposit lockers. Additionally, the company is involved in retail forex and trade services. Ujjivan Small…
Quarterly results
Consolidated figures in ₹ crores
| Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 1,134 | 1,105 | 1,296 | 1,400 | 1,443 |
| Operating profit | 804 | 898 | 996 | 1,156 | 1,258 |
| Net profit | 83 | 103 | 186 | 282 | 317 |
| EPS (₹) | 0.43 | 0.53 | 0.96 | 1.45 | 1.63 |
Concall summary (2026-09-03)
AI summary of the earnings call transcript · tone: Positive · source document
Guidance & outlook
- Nautiyal for his guidance and leadership during his tenure.
- We remain confident in our ability to meet stakeholder expectations in the forthcoming quarters.
Growth & demand
- In her role as an Executive Director at Ujjivan, she has co ntributed significantly to business growth, transformation and organizational development.
- Our performance across loan book growth and asset quality has resulted in a pristine and diversified loan book.
Margins & costs
- Funding this growth has also been done with due care and at minimal cost.
- Even though the market has been under a lot of pressure on the deposits front, the bank has been able to grow the CASA book at a healthy 38% year -on-year with overall cost of funds at 6.9% for Q1.
Capex & expansion
- As we look ahead, the festive season looks promising, backed by our capacity additions supported by robust domestic economic performance.
Risks & challenges
- Ujjivan Small Finance Bank Limited September 01, 2026 If this capital raise to be delayed, does it any way alter your kind of the transition plan, the journey, I mean, from the SFB to eventually the universal bank that, of course, that is driven by in case of secured asset, higher growth in those areas.
Peers in Banks - Regional
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