Kotak Mahindra Bank Limited share price

NSE: KOTAKBANK · BSE: 500247 · ISIN INE237A01036

Key numbers

Market cap
₹ 4,01,894 Cr
Current price
₹ 404.00
52-week high / low
₹ 453 / 346
Stock P/E
19.8
Book value
₹ 182.2
Dividend yield
0.16%
ROCE
21.4%
ROE
11.4%
Debt to equity
0.53
Sales growth (3 yrs)
13.5%
Profit growth (3 yrs)
9.0%
1-year return
-0.6%

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Corporate/Wholesale Banking; Retail Banking; Treasury, BMU and Corporate Centre; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, retail institution, corporate, private banking, and salary accounts; NRE and NRO fixed deposits and foreign currency nonresident deposits; home, personal, business, payday, gold, education, two-wheeler, commercial vehicle and equipment, working capital, home improvement, car, business, and crop loans, as well as loans against securities and properties; smart EMI services; bill payment, fund transfer, FASTag, taxes, loan/utility payment, forex, and remittance; and forex, credit, and debit card services. It also provides life, health, vehicle, travel, car, and two-wheeler insurance; domestic and international trade, international export and import, bank guarantee, letter of credit, and export credit; digital banking services; and cash management, trade and supply chain finance, trade…

Quarterly results

Consolidated figures in ₹ crores

Mar 2025Jun 2025Dec 2025Mar 2026Jun 2026
Sales20,07419,17720,45920,75522,366
Operating profit13,50813,58013,91814,81915,211
Net profit4,9334,4724,9245,4235,480
EPS (₹)-4.504.955.455.51

Investor presentation summary (2026-08-17)

AI summary of the presentation · tone: Positive · source document

Key numbers

  • SME Advances at ₹ 1.3 lakh cr, growing at 20% YoY & 3% QOQ
  • and accounting for 24% of the Bank's advances mix

Guidance & outlook

  • o FY27 expected inflation : ~5%
  • o FY27 Fiscal Deficit : 4.3% of GDP

Growth & demand

  • o 3 years real GDP growth : Avg. 7.4%
  • scalable and profitable growth.

Margins & costs

  • Inflation within RBI's tolerance band of 4% ± 2%
  • Cost of Funds 4.67% 5.10%

Capex & expansion

  • Banking + Solitaire ; Relationship Value = Advances + Deposits + Demat + Investments; Solitaire Programme was launched in May'25 | #Rolling 12 months average acquisitions numbers of new Full KYC Funded
  • Lower acquisition and servicing costs

Peers in Banks - Regional

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