Bank of Baroda Limited share price

NSE: BANKBARODA · ISIN INE028A01039

Key numbers

Market cap
₹ 1,21,661 Cr
Current price
₹ 235.26
52-week high / low
₹ 326 / 232
Stock P/E
6.7
Book value
₹ 326.0
Dividend yield
3.61%
ROCE
37.5%
ROE
11.3%
Debt to equity
0.94
Sales growth (3 yrs)
10.3%
Profit growth (3 yrs)
10.0%
1-year return
-7.5%

About Bank of Baroda Limited

Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits. It also provides loans, including home, vehicle, digital, personal, education, gold, mortgage, and other loans, as well as Baroda Yoddha loans for defense personnel and fintech credit; loans and advances for corporate, agriculture, and micro, small, and medium enterprises; export finance, foreign currency credits, foreign currency non-resident loans, treasury, external commercial borrowing, and import finance; and supply chain finance. In addition, the company offers life insurance, general insurance, and standalone health insurance products; digital payment, instant banking, and merchant payment solutions; debit, credit, and prepaid cards; investment products; trade, FX, and remittances; and other services. Bank of Baroda Limited was incorporated in 1908 and is headquartered in Vadodara, India.

Quarterly results

Consolidated figures in ₹ crores

Mar 2025Jun 2025Dec 2025Mar 2026Jun 2026
Sales19,62318,09819,41319,21220,016
Operating profit27,18425,47627,60926,83323,507
Net profit5,4203,4695,4435,8011,783
EPS (₹)10.486.7110.5311.223.45

Concall summary (2026-07-30)

AI summary of the earnings call transcript · tone: Positive · source document

Guidance & outlook

  • As at the end of Q1 FY 2027, the Bank's global business stands at INR 30.5 lakh crore registering a YoY growth of 15.4%.
  • Credit cost for Q1 FY 2027 stands at 0.29% as against 0.55% in Q1 FY 2026.

Growth & demand

  • And at 14.7% domestic deposit growth is one of the strong growths that we have seen in many quarters now.
  • On the overall book growth was also by a corporate loan growth of more than 15%.

Margins & costs

  • With regard to our quarterly profitability m etrics, our operating profit for the quarter stands at INR 8,127 crores.
  • In terms of the margins, our key ratios, our yield on advances stands at 7.37% for the quarter.

Capex & expansion

  • Yeah, you would have seen, I mean, a media news with regard to, we are tying up with one of the foreign banks in terms of merger and acquisition finance and currently we are evaluating 3-4 deals jointly with them.
  • So the third question is on commission exchange brokerage fee income, it is down almost 47% Y oY, not looking Q oQ given the seasonality, but even Y oY is down.

Balance sheet & cash

  • And both types of NRI customers are placing their funds with us directly as FCNR (B) without any borrowings or somewhere they are also taking loan against the FCNR (B) deposits.
  • Because the self-leverage when you provide would be at a lower spread.

Peers in Banks - Regional

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