UCO Bank share price
NSE: UCOBANK · ISIN INE691A01018
Key numbers
- Market cap
- ₹ 29,970 Cr
- Current price
- ₹ 23.90
- 52-week high / low
- ₹ 34 / 22
- Stock P/E
- 10.6
- Book value
- ₹ 27.0
- Dividend yield
- 1.84%
- ROCE
- 38.5%
- ROE
- 8.5%
- Debt to equity
- 0.55
- Sales growth (3 yrs)
- 7.8%
- Profit growth (3 yrs)
- 14.9%
- 1-year return
- -21.6%
About UCO Bank
UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small enterprises; working capital financing; term loans; infrastructure finance; and agriculture credit. In addition, the company provides life, health, and general insurance products; credit and debit cards; internet banking services; and international banking services, such as NRI banking, foreign currency loans, finance to exporters and importers, remittances, forex and treasury services, resident foreign currency deposits, and correspondent banking services to Indian customers, corporates, NRIs, overseas corporate bodies, foreign companies/individuals, and foreign banks. Further, it provides government deposit schemes/bonds, pension payments/schemes, and tax collection services; merchant banking services; sovereign gold bonds; and mutual funds. The company was formerly known as The United Commercial Bank Ltd. and changed…
Quarterly results
Consolidated figures in ₹ crores
| Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 3,400 | 3,051 | 3,190 | 3,114 | 3,477 |
| Operating profit | 4,979 | 5,030 | 5,161 | 5,289 | 6,763 |
| Net profit | 607 | 620 | 740 | 801 | 656 |
| EPS (₹) | 0.48 | 0.49 | 0.59 | 0.64 | 0.52 |
Concall summary (2026-07-30)
AI summary of the earnings call transcript · tone: Positive · source document
Guidance & outlook
- If we go by the guidance given in the beginning of the current financial year, we have surpassed most of the guidance, like Deposit growth, we were at 11.28% against the guidance given 10 to 12%.
- Same way, in credit growth, our growth is 21% plus against the guidance of 12 to 14%.
Growth & demand
- This growth comes to 15.53% year -on-year growth in June, supported by Advances growth of 21.18% and Deposit growth of 11.28%.
- So thereby our total Advances, global Advances have reached to 272,768 crores and Deposits have reached 3,32,315 crores. − Deposit growth has been supported by CASA growth where our growth year - on-year has been 12.34%.
Margins & costs
- This Operating Profit growth has been supported by core income growth where our NII income has grown by 16.85%.
- 1,018 crores; that has also supported us in our Operating Profit growth.
Capex & expansion
- Whereas, the charges and commission from other sources that has increased by some 70% YoY.
- Page | 18 − As far as commission from others is concerned, there is growth in Other Commission Income.
Balance sheet & cash
- And because of various channels, other channels, other than the deposits, like we are raising funds through borrowing, through refinance, through other channels, so ou r cost of funds that has improved in the last quarter, I think that will also be remaining stable at that level only.
- As in the last quarter, we have done certain reclassification of Deposits and borrowings.
Peers in Banks - Regional
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