Punjab & Sind Bank share price
NSE: PSB · ISIN INE608A01012
Key numbers
- Market cap
- ₹ 15,483 Cr
- Current price
- ₹ 21.82
- 52-week high / low
- ₹ 32 / 21
- Stock P/E
- 11.2
- Book value
- ₹ 20.8
- Dividend yield
- 1.79%
- ROCE
- 37.2%
- ROE
- 9.8%
- Debt to equity
- 0.99
- Sales growth (3 yrs)
- 13.2%
- Profit growth (3 yrs)
- 0.2%
- 1-year return
- -26.4%
About Punjab & Sind Bank
Punjab & Sind Bank provides various banking and financial products and services in India. It offers deposit products, including saving accounts, current accounts, salary, fixed deposits. The company also provides loans, such as home, auto, education, commercial vehicle, personal, doctor, mortgage, vyapar, e-vahan, gold, mudra, MSME, and agri loans; and SME liquid plus and contractor plus products, as well as sukhmoney for senior citizens, SB OD and central sector interest subsidiary schemes, roof solar top solar finance, and debt restructuring services. In addition, it offers locker facility and government schemes; life, general, and health insurance services; digital banking services comprising internet and mobile banking, SMS banking, Aadhaar seeding and pay, point of sale, unified payment interface, BBPS, IMPS/USSD, RTGS/NEFT, ATM/debit cards, and online payment; international banking services, including NRI schemes, export/import services, forex treasury, residential facilities, and gold card scheme; and social banking services. The company was incorporated in 1908 and is headquartered in New Delhi, India.
Quarterly results
Consolidated figures in ₹ crores
| Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 1,799 | 1,369 | 1,493 | 1,402 | 1,371 |
| Operating profit | 2,479 | 2,333 | 2,512 | 2,671 | 2,626 |
| Net profit | 313 | 269 | 336 | 422 | 332 |
| EPS (₹) | 0.46 | 0.38 | 0.47 | 0.59 | 0.47 |
Investor presentation summary (2026-09-01)
AI summary of the presentation · tone: Positive · source document
Key numbers
- ₹ 81,000 Cr & Net Profit of ₹ 500
- Loan against bank deposits: 100% digital, instant
Guidance & outlook
- statements concerning future circumstances and results, and any other statements that are not historical facts, sometimes identified by the words including, without limitation “believes”, “expects”,
- the Bank. Please note that the past performance of the Bank is not, and should not be considered as, indicative of future results. The Bank cannot guarantee that these assumptions and expectations
Growth & demand
- Bank launches its omni-channel
- STP journeys launched for
Margins & costs
- Operating Profit & Net profit of
- Cost of Deposits (%) Net Interest Margin (%) Cost-to-Income Ratio (%)
Capex & expansion
- investor's individual investment objectives, including the merits and risks involved in an investment in the Bank or its securities, or an investor's financial situation, tax position or particular needs.This
- The transformation journey from core technology and digital acquisition to products, trust and people execution
Peers in Banks - Regional
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