The Federal Bank Limited share price
NSE: FEDERALBNK · ISIN INE171A01029
Key numbers
- Market cap
- ₹ 79,543 Cr
- Current price
- ₹ 322.00
- 52-week high / low
- ₹ 372 / 189
- Stock P/E
- 17.2
- Book value
- ₹ 162.4
- Dividend yield
- 0.37%
- ROCE
- 34.8%
- ROE
- 11.7%
- Debt to equity
- 0.77
- Sales growth (3 yrs)
- 16.6%
- Profit growth (3 yrs)
- 11.1%
- 1-year return
- 66.3%
About The Federal Bank Limited
The Federal Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, current, salary, GBD super 51, RFC domestic, RFC, EEFC, and gilt accounts, as well as fixed and recurring deposits, and cash certificates; fintech partnership products; and credit card, debit card, smart key chain flash pay, prepaid cards, and tokenization of cards. It also provides personal, gold, car, housing, property, education and career, digital personal, SME business, instant digital, and other loans as well as loans for NRIs and loans against fixed deposits; financing joint liability group; insurance, wealth management, Fed-e-Trade for online trading, national pension system, NPS Vatsalya, and Demat accounts; and priority banking, transfer fund, pay fees and bills, shop online and other, and invest and donate services. In addition, the company offers remittance services; FX retail, forward contracts, options, and swaps; term loans, project finance, bill discounting, working capital loans, packing credit limit, PCFC, and EBRD; bank…
Quarterly results
Consolidated figures in ₹ crores
| Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 3,699 | 3,776 | 4,102 | 4,731 | 4,406 |
| Operating profit | 5,890 | 5,809 | 5,908 | 6,115 | 6,279 |
| Net profit | 1,091 | 918 | 1,094 | 1,341 | 1,256 |
| EPS (₹) | 4.44 | 3.74 | 4.45 | 5.44 | 5.09 |
Investor presentation summary (2026-09-08)
AI summary of the presentation · tone: Positive · source document
Key numbers
- Retail-asset NBFC (gold loans, mortgages). Q1FY27: AUM ₹21,136 Cr (+34.7% YoY), ROE 15.4%, ROA
- Federal Bank's risk philosophy is embedded in business decisions, with decadal-best asset quality (GNPA 1.52%, NNPA 0.18%) demonstrating the consistent application of this discipline, rather than a
Guidance & outlook
- Within RBI's tolerance band of 4% ± 2%; FY27 expected inflation ~5%
- Government on a path of fiscal consolidation; FY27 fiscal deficit targeted at 4.3% of GDP
Growth & demand
- Advance-to-deposit ratio of 82.3% and an 85% granular funding share mean loan growth is funded
- Gold loan book grew 26% in FY26; 15% of net
Margins & costs
- 100% minimum, but no longer carrying costly, NIM-dilutive excess liquidity.
- Cost of deposits declined to 5.21% in Q1FY27, down 57bps YoY, as the funding mix shifts further
Capex & expansion
- Proof point: 50%+ YoY growth in digitally acquired savings
- Blackstone affiliate has committed to acquire up to 9.99% through
Peers in Banks - Regional
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