AU Small Finance Bank Limited share price
NSE: AUBANK · ISIN INE949L01017
Key numbers
- Market cap
- ₹ 76,291 Cr
- Current price
- ₹ 1,018.00
- 52-week high / low
- ₹ 1,144 / 719
- Stock P/E
- 27.0
- Book value
- ₹ 267.2
- Dividend yield
- 0.10%
- ROCE
- 41.5%
- ROE
- 14.2%
- Debt to equity
- 0.69
- Sales growth (3 yrs)
- 30.4%
- Profit growth (3 yrs)
- 22.8%
- 1-year return
- 38.3%
About AU Small Finance Bank Limited
AU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It offers savings, NRI, corporate salary, senior citizen, women and family, minor, current, premium banking, special offerings, RERA and escrow, collection, share capital and dividend, EXIM, institution current, government banking, Forex, SNRR, and grouping of business and personal accounts; and fixed, recurring, FCNR, and green fixed deposits. The company also provides home, car, commercial vehicle and equipment, gold, personal, two-wheeler, tractor, micro business, working capital, term, commercial vehicle, and tractor loans; loan secured by vehicle, and against FD and property; supply chain finance, renewables funding, real estate funding and project finance, and NBFC and startup funding; and trade finance, such as letter of credit, bank guarantees, buyer's credit, export credit, and Forex and hedging solutions. In addition, it offers cards and payments, including debit and credit cards, ATM and micro-ATM, UPI/Scan and Pay, fund transfer, doorstep banking, international payments,…
Quarterly results
Consolidated figures in ₹ crores
| Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 2,855 | 2,855 | 3,065 | 3,313 | 3,385 |
| Operating profit | 2,834 | 3,113 | 3,270 | 3,519 | 3,671 |
| Net profit | 504 | 581 | 668 | 832 | 796 |
| EPS (₹) | 6.77 | 7.80 | 8.94 | 11.13 | 10.63 |
Investor presentation summary (2026-09-24)
AI summary of the presentation · tone: Positive · source document
Key numbers
- in ₹ ‘000 cr. Deposits Gross Loan Portfolio
- 9 yr avg RoA of ~1.6%; RoE of ~14.4%
Guidance & outlook
- Note 1 Excluding exceptional items - Profit from stake sale in Aavas in FY20 and FY21 and Fincare merger expenses (stamp duty and transaction expenses) in FY24 ; 2 Average asset calculation from FY 2024-25 is on a monthly basis
- Targeted go-to-market approach
Growth & demand
- ➢ Strategy to sustain growth in both deposits and assets
- AU 0101 and AU 0101 Business carry 95%+ of transaction volumes and 90%+ of service interactions
Margins & costs
- Consistent and strong track-record of growth while maintaining margins
- Credit Costs (% of Avg. Total Assets2)
Capex & expansion
- We are investing in Distribution, Technology and Brand
- Continued investment in tech and AI-led enablement
Peers in Banks - Regional
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