Manappuram Finance Limited share price
NSE: MANAPPURAM · ISIN INE522D01027
Key numbers
- Market cap
- ₹ 31,374 Cr
- Current price
- ₹ 334.00
- 52-week high / low
- ₹ 382 / 245
- Stock P/E
- 20.4
- Book value
- ₹ 170.9
- Dividend yield
- 1.20%
- ROCE
- 8.3%
- ROE
- 7.0%
- Debt to equity
- 3.60
- Sales growth (3 yrs)
- 7.3%
- Profit growth (3 yrs)
- -12.5%
- 1-year return
- 16.4%
About Manappuram Finance Limited
Manappuram Finance Limited, a gold loan non-banking financial company, provides fund-based and fee-based financial services in India. It operates through Gold Loan and Others, and Microfinance segments. The company offers loans, such as gold loans, gold loans at your doorstep, online gold loans, business loans, home improvement loans, housing loans, property loans, income-generating loans, and personal loans; balance transfers and top-ups; and co-lending arrangements. It also finances commercial and passenger vehicles, construction and farm equipment, and two-wheelers, as well as micro, small, and medium enterprises. In addition, the company offers foreign exchange money transfer and digital wallet services, as well as other services, such as depository services and demat account services. It serves salaried professionals, self-employed individuals, retail customers, and gold jewelry holders; small and medium-sized enterprises, large corporate entities, and institutional clients across the education and health sectors; and micro and small entrepreneurs engaged in trading and manufacturing activities. The company was formerly known as Manappuram General Finance and Leasing Limited…
Quarterly results
Consolidated figures in ₹ crores
| Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 1,443 | 1,388 | 1,396 | 1,497 | 1,750 |
| Operating profit | 725 | 1,032 | 1,325 | 1,748 | 2,134 |
| Net profit | -191 | 138 | 241 | 404 | 585 |
| EPS (₹) | -2.40 | 1.57 | 2.82 | 4.77 | 6.23 |
Concall summary (2026-08-17)
AI summary of the earnings call transcript · tone: Positive · source document
Guidance & outlook
- Stand -alone gold loan AUM for Q1 FY27 was at INR54,655 crores, up by 12% quarter -on-quarter and up by 97% year -on-year.
- Consolidated profit after tax before OCI and minority interest was INR585 crores for Q1 FY27, which sequentially was up 44.5%.
Growth & demand
- Gold loan continued to be our key growth driver with an AUM of INR57,006 crores, up by almost 12% quarter-on-quarter and by about 98% year -on-year, supported by strong customer demand.
- During the quarter, we were able to add about 3.2 lakh new customers and outstanding number of customers was 26.5 lakhs.
Margins & costs
- Stand-alone GNPA was at 1.56% versus 1.8% in prior quarter and credit cost in stand - alone entity for the quarter was 1%.
- The stand -alone borrowing cost has gone up by about 10 bps in the first quarter of FY27.
Capex & expansion
- Rather than pursuing rapid balance sheet expansion, we remain committed to building sustainable businesses that generate healthy returns over the long term.
- And we have our own people in cash flow -based products like MSME loans, et cetera with the capacity of the knowledge of processing the customer, et cetera, borrower, et cetera and sufficient training has been done so at various levels.
Balance sheet & cash
- Manappuram Finance Limited August 11, 2026 The Board has declared an interim dividend of INR1 for this quarter.
- Income-generating loan based on the cash flow, we go up to 85%, it is monthly EMI 85% and if it is quarterly, the submission scheme is lesser to that .
Peers in Credit Services
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- Indian Railway Finance Corporation Limited
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- SBI Cards and Payment Services Limited
- HDB Financial Services Limited
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