Bajaj Finance Limited share price
NSE: BAJFINANCE · BSE: 500034 · ISIN INE296A01032
Key numbers
- Market cap
- ₹ 6,20,163 Cr
- Current price
- ₹ 996.90
- 52-week high / low
- ₹ 1,176 / 788
- Stock P/E
- 32.5
- Book value
- ₹ 183.3
- Dividend yield
- 0.54%
- ROCE
- 13.0%
- ROE
- 18.1%
- Debt to equity
- 3.10
- Sales growth (3 yrs)
- 22.6%
- Profit growth (3 yrs)
- 18.2%
- 1-year return
- -3.2%
About Bajaj Finance Limited
Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, lifestyle products, lifecare services, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; commercial vehicle financing; and new and used car financing, and tractor financing. In addition, the company offers commercial and rural lending; public and corporate deposits; loans against securities; micro-finance and auto financing lending; proprietary trading, ESOP financing, and broking and margin trade financing services. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a…
Quarterly results
Consolidated figures in ₹ crores
| Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 11,692 | 12,334 | 12,867 | 13,163 | 14,171 |
| Operating profit | 13,536 | 13,877 | 13,014 | 15,064 | 16,379 |
| Net profit | 4,700 | 4,875 | 3,978 | 5,465 | 5,986 |
| EPS (₹) | 7.57 | 7.85 | 6.40 | 8.79 | 9.62 |
Concall summary (2026-08-04)
AI summary of the earnings call transcript · tone: Positive · source document
Guidance & outlook
- Overall, we are confident of delivering 25 to 40 basis points improvement for FY '27 in opex to NTI.
- We've built a book of INR20,000 crores, targeting INR50,000 crores or whatever.
Growth & demand
- Profit growth was strong at 28% and ROE crossed 20% despite the overhang still there on account of BHFL dilution.
- Rural consumer finance and urban consumer finance grew by 49% and 38% due to organic volume growth on one hand, but also increase in SKU prices.
Margins & costs
- Opex to NTI came in at 33.4%, marginally higher than last year.
- What we are doing on customer centricity, digital transformation and AI will ensure that our that are cost of originating a new customer, cost of managing a customer, cost of cross-sell and cost of credit.
Capex & expansion
- 2,800 branches should mean from a capacity standpoint in our assessment to deliver a peak outcome at maturity, a INR14 crores per branch number.
- That's a INR37,000 crores, INR38,000 crores capacity.
Balance sheet & cash
- So, on deck 42, you have indicated last tim e you evaluated the capital raising when leverage was 4.9x and Bajaj Finance Limited July 30, 2026 that's marked yellow.
- So leverage levels overall not going up at a 2% level.
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Data for information only, not investment advice. Prices end of day.