General Insurance Corporation of India share price

Key numbers

Market cap

₹ 59,211 Cr

Current price

₹ 337.50

52-week high / low

₹ 418 / 336

Stock P/E

6.7

Book value

₹ 562.9

Dividend yield

3.93%

ROCE

17.4%

ROE

9.1%

Debt to equity

-

Sales growth (3 yrs)

4.3%

Profit growth (3 yrs)

11.8%

1-year return

-7.0%

About General Insurance Corporation of India

General Insurance Corporation of India engages in the provision of reinsurance services in India and internationally. It provides property, energy, marine, engineering, liability, spares, health, agriculture/weather, motor and workmen compensation, aviation, life, marine hull, cargo and offshore energy, credit, and miscellaneous products. The company was incorporated in 1972 and is headquartered in Mumbai, India.

Quarterly results

Consolidated figures in ₹ crores

Concall summary (2026-08-20)

AI summary of the earnings call transcript · tone: Positive · source document

Guidance & outlook

• Gross premium income for Q1 FY27 stood at INR13,475.36 crores compared to INR12,388.01 crores in the corresponding period of the previous year.
• Profit before tax stood at INR2,490.25 crores for quarter 1 FY27.

Growth & demand

• But we still reported 12.3% growth for the quarter, and it seems to b e driven by largely health.
• In terms of growth, we have set a target of roughly about 10%.

Margins & costs

• And secondly on that, if the experience in terms of the natural or manmade catastrophic continues to be benign, that has been the case for last 1, 2 years that has led to this pricing.
• Has the pricing environment been supportive or is it that, okay, in order to gain market share, you have gone a bit aggressive here.

Capex & expansion

• While abundant market capacity has resulted in increased competition across certain segments, partic ularly within property catastrophe reinsurance segment, underlying industry fundamentals remain supportive and continue to provide opportunities for profitable growth.
• Reinsurers continue to focus on maintaining risk -adjusted returns through selective underwriting and active portfolio management, while investment in come remains a meaningful contributor to overall profitability.

Balance sheet & cash

• Essentially, the share of debt in our book-on-book value basis doesn't fluctuate much because it is a fairly stable book.
• No, we only mark to market and consider fair value for equity, not for debt.