Bajaj Housing Finance Limited share price
NSE: BAJAJHFL · ISIN INE377Y01014
Key numbers
- Market cap
- ₹ 69,245 Cr
- Current price
- ₹ 83.14
- 52-week high / low
- ₹ 113 / 73
- Stock P/E
- 25.7
- Book value
- ₹ 27.0
- Dividend yield
- 0.00%
- ROCE
- 2.9%
- ROE
- 12.7%
- Debt to equity
- 4.60
- Sales growth (3 yrs)
- 25.5%
- Profit growth (3 yrs)
- 26.7%
- 1-year return
- -25.6%
About Bajaj Housing Finance Limited
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as leases rental discounting to developers and high-net-worth individuals, real estate investment trusts, private equities, sovereign wealth funds, MNC funds, and corporates and commercial developers. Bajaj Housing Finance Limited was formerly known as Bajaj Financial Solutions Limited and changed its name to Bajaj Housing Finance Limited in November 2014. The company was incorporated in 2008 and is headquartered in Pune, India. Bajaj Housing Finance Limited is a subsidiary of Bajaj Finance Limited.
Quarterly results
Consolidated figures in ₹ crores
| Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|
| Sales | 2,472 | 2,569 | 2,865 | 2,884 | 3,030 |
| Operating profit | 729 | 765 | 933 | 927 | 935 |
| Net profit | 587 | 583 | 665 | 669 | 715 |
| EPS (₹) | 0.70 | 0.70 | 0.80 | 0.80 | 0.86 |
Investor presentation summary (2026-08-18)
AI summary of the presentation · tone: Positive · source document
Key numbers
- overall NBFCs/ HFCs portfolio, BHFL has ~8.5% market share for FY26.
- ✓ GNPA of 40-60 bps as various portfolios mature ✓ Annualized credit cost of 20-25 bps
Guidance & outlook
- Home Loans industry witnessed 12.9% CAGR from FY20 to FY26 which is
- expected to grow in the range of 14-16% till FY28
Growth & demand
- Home loans portfolio grew at 12.9% CAGR over FY20-26 from 21.4 Lakh Cr. to 44.4
- During FY23-25, public sector banks grew by 14.1% CAGR, private sector banks by
Margins & costs
- Competitive pricing across products. Pricing remains hygiene in the Prime
- Pre-provisioning operating profit 921 746 23% 3,524 2,828 25%
Capex & expansion
- ✓ Sambhav HL: ~20% of HL acquisition
- How does BHFL get access and acquire customer??
Peers in Mortgage Finance
- LIC Housing Finance Limited
- PNB Housing Finance Limited
- Aadhar Housing Finance Limited
- Sammaan Capital Limited
- Aptus Value Housing Finance India Limited
- Home First Finance Company India Limited
- Aavas Financiers Limited
- Can Fin Homes Limited
- India Shelter Finance Corporation Limited
- Repco Home Finance Limited
Data for information only, not investment advice. Prices end of day.